Contractor Liability Insurance
Protect your contracting business in 4 minutes! Quick Quote
Did you know that professional indemnity insurance insures you against your error, neglect, act or omission, which could cause financial loss to your business?
Technojobs offer contractor liability insurance from contracting specialists Caunce O'Hara to cover your engineering, telecoms, electronics or IT contracting business. Quick Quote
Some clients insist on evidence of professional indemnity insurance and having this protection will provide you further with a truly professional image to potential clients.
Joining any contractor liability insurance scheme couldn't be easier and just involves using the online application form to get a quote and then apply within minutes.
Caunce O'Hara is FSA (Financial Services Act) registered and ABI (Association of British Insurers) registered and has been trading since 1996. They are the brokers of choice for many contractor accountancy, legal and recruitment companies in the UK.
The different types of contractor liability insurance that is worth considering includes:
Professional Indemnity
Provides financial protection for your company and is designed to meet the cost of defending claims made against you, including damages that may become payable. Claims can occur where a client suffers a financial loss as a result of alleged mistakes or omissions on your part. You may even be sued by a client who is merely dissatisfied, but has no valid claim, leading to substantial legal costs and time away from contracts.
The starting prices for Professional Indemnity Insurance remain at only £165 p.a. Quick Quote
Legal Expenses (IR35/tax investigation) Insurance
Are you concerned about tax investigations by the Inland Revenue? Or perhaps an agency/client that fails to pay your invoice?
This unique product gives you the power to defend and pursue your rights against the following disputes; IR35 investigations, tax, PAYE and VAT protection from the Inland Revenue, non payment by creditors, Data Protection, Employment disputes and legal defence in respect of civil and criminal proceedings against you.
It offers £50,000 of legal costs per claim and 24hr access to a nationwide panel of specialist solicitors. For only £75 p.a. this could save you a lot of money! Quick Quote
Employers Liability
This insurance is arranged to protect employers against claims for injury or illness brought by employees. Employers' Liability (Compulsory Insurance) Act 1998 requires that employers maintain cover to a minimum of £5,000,000 in respect of such claims. Many contractors don't take out this type of policy (since they will be claiming against their own Limited Companies!) - but it is a statutory requirement all the same.
Public Liability
This type of policy will protect you against your legal liability where you accidentally cause damage or loss to someone else's property (Examples: Coffee down the back of the computer or over the keyboard, knocking a laptop or other piece of IT equipment off a desk etc). Also, if you accidentally cause injury to someone whilst working at a clients premises (Examples: You have cables running from various machines to a PC you are working on and someone does not notice and trips over and injures themselves).
This contractor liability insurance is applicable to IT, Engineering, Electronics and Telecoms contractors
It costs less than you think and you can obtain a very quick quote by clicking below:
Further information on Technojobs:
- The UK's No.1 specialist IT and Technical recruitment site
- Online since 1999
- Thousands of quality jobs in the IT, Electronics, Engineering and Telecoms industries
- Over 10,000 new jobs online every month
- NEW job search-engine making it faster and easier to find and apply for the right job
