Senior Dealer Credit Analyst / North London / 50-75k


Premium Job From Spring Group Plc

Recruiter

Spring Group Plc

Listed on

1st March 2019

Location

North West London

Salary/Rate

£40000 - £75000

Type

Permanent

Start Date

ASAP

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Senior Dealer Credit Analyst / Underwriter / Wholesale / Credit / Automotive / Finance / North London / salary dependent on experience + benefits

My client, a leading Finance provider, is currently recruiting for an experienced Senior Credit Analyst / Underwriter to join their expanding team in North London. The role will see you joining the organisation at an exciting time of growth to help build their Wholesale loan book in a risk-controlled manner. You will be well versed in Wholesale financing in the automotive sector and will be able to provide valuable insight into the best practice of processes and procedures. You will make comprehensive and independent assessments and recommendations on the credit risk of a portfolio of Dealers in order to manage and regulate their risk profile to the Company.

Key responsibilities:

*Underwrite new and existing Wholesale funding facilities for a portfolio of Dealers.

*Monitor your portfolio's in-life risk indicators and overall profile, providing ad-hoc credit analysis as appropriate.

*Curate the security requirements of your Dealers throughout the Dealer lifecycle, ensuring credit risk is aligned to the securities that it holds.

*Provide credit analysis to support increases and decreases in Dealer exposure

*Provide loss prevention and debt recovery activities in the event of Dealer risk events or crystallised arrears.

*Ensure compliance in all activities with company policies and procedures as well as relevant legislation and regulations.

*Work collaboratively with other Wholesale and Retail functions and with third-party suppliers (Dealers, Credit Reference Agencies, Vehicle Valuation Agencies).

Additional responsibilities:

*Work with the wider business to produce a solid retail and wholesale proposition

*Add value to the Wholesale function by constantly improving processes and procedures to deliver industry leading services to clients

Skills and Experience:

*At least three years' experience within Wholesale vehicle finance.

*Proven skills in the financial analysis of accounts in a Wholesale motor finance context.

*Knowledgeable of Wholesale legal contracts and associated securities.

*Experience of interpreting commercial law and regulations in a compliant but practical way.

Personal Attributes:

*Able to apply a structured and flexible approach in a dynamic, expanding business environment.

*Comfortable engaging with staff at all levels within the Company and at Dealerships.

*Enjoys working both collaboratively and autonomously, and applying initiative.

*Is use to delivering independent analysis alongside supporting commercial demands and tight deadlines.

*Articulate, persuasive and diplomatic.

*Possesses common sense and an understanding of the company's commercial context.

*Capable of original thought.

Education:

*Degree-educated (or equivalent).

This is a really exciting opportunity for the right candidate. You will be a key member of the Wholesale division and will play a key role in building and growing the function.

If this role sounds of interest then please don't hesitate to send an up to date CV for immediate consideration.

Spring acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. The Spring Group UK is an Equal Opportunities Employer.

By applying for this role your details will be submitted to Spring. Our Candidate Privacy Information Statement explains how we will use your information - please copy and paste the following link in to your browser: www.spring.com/candidate-privacy-information-statement

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