Contractor Professional Indemnity Insurance

Contractor Professional Indemnity Insurance

Professional indemnity insurance can help protect your business if claims are brought against you by a client because of problems with work you have done for them.

Specialist IT insurer Hiscox understands the risks you and your business face and has built a policy designed specifically for IT professionals.

You may need professional indemnity insurance if you:

  • provide an advisory service to clients
  • handle data belonging to your clients
  • are responsible for a client’s intellectual property
  • offer a professional service and could be challenged on your work.

Why choose Hiscox IT Consultants Professional Indemnity Insurance?

Hiscox defines IT products as either a product or a service , providing you with broarder cover than a strandard insurance policy not designed specifically for IT contractors.

What you’re covered for:


Any business providing consultancy services is vulnerable to claims of negligence. Professional indemnity insurance can help protect you if  a claim is brought against you by a client, whether or not it’s founded.

Loss of documents and data

If you handle data and documents belonging to a client and they accidentally go missing, or are damaged or destroyed whilst in your care, Hiscox’s Professional Indemnity Insurance will cover you.

Broader protection

The provision of software can be recognised as both the supply of a service or of goods. Hiscox covers you for claims against both interpretations.

Infringement of intellectual property

Getting it right when it comes to software copyright and trademark issues can be complex. Hiscox will cover you in the event that you make a mistake in this area while working for your clients.

Supply of deliverables

If a client challenges your delivery of software or hardware, you are covered.

Why choose Hiscox Professional Indemnity Insurance?

  • Choice: several levels of cover available – up to £2 million when applying online and £10 million by phone.
  • Tailored: a policy that will suit the needs of your business.
  • Flexible: allows you to make changes to your policy at any time.
  • Cost effective: interest free monthly direct debit instalments available.
  • Easy to apply: get a quote online or by phone.
  • Great service: award-winning UK based claims team.

Get an online quote or call 0808 252 3306. Not ready to renew?

Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd, both of which are authorised and regulated by the Financial Services Authority. This promotion has been authorised by Hiscox Underwriting Ltd.