Cleo Reviews

3,234  Great
TrustScore 4 out of 5

3.9

In the Alternative Financial Services category

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Reviews3.9

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Rated 1 out of 5 stars

Totally Fraudulent Firm--never use

This firm opened a fake account using my name and address and never notified me about this. When I asked who opened this account they stated they could not tell me or provide the email address that opened it. In addition they used an overseas bank to open the credit card and did not provide any information verifying my identity. When I asked them why they did this; through direct email correspondence with them they stated they would get back to me but they never did. This firm is completely a Fraudulent firm do not use them for anything.

Date of experience: 01 April 2024

Reply from Cleo

Hey there! If you reach out to team@meetcleo.com, we can investigate this a bit further, if you mention your review it should speed up the process to get in contact.


Rated 5 out of 5 stars

It’s a really quick process and even…

It’s a really quick process and even though I was kind of disappointed around Christmas because I wasn’t able to get any more than I did, I also now realize that they do things the way they do for a reason. It costs a little extra to get money instantly deposited but all in all, it’s really quick and easy to do and they even keep track of your spending habits and whatever. I definitely recommend

Date of experience: 28 January 2023


Rated 4 out of 5 stars

I’ve Been with Cleo for sometime now…

I’ve Been with Cleo for sometime now and it’s been pretty good so far I just hope not to be over charged to much than what there charging. I’m very greatful for the little cash advance that I received wished it could more to help help pay a few bills comes handy but Cleo need to advance in minutes as promised and not have to wait 2 to 3 days that would be my only problem I have with Cleo but so far it’s pretty Good ✔️

Date of experience: 18 June 2023


Rated 5 out of 5 stars

This is for HASU

This is for HASU. Dave and empower doesn't offer a credit builder card where you can increase your credit available daily!!!! 5 stars for cleo. I can bring my credit available as high as want to with my own deposits!!

Date of experience: 16 September 2023


Rated 5 out of 5 stars

Cleo is the Bomb dot com

I wish to thank Cleo for being totally legit. I have been in small financial punches before. Going blind online for “pick me up” advances was nightmarish at best. I stumbled upon Cleo through Facebook trying to throw 1 last Hail Mary pass before I said Fu%k it. Cleo caught the PA$$ and I’m grateful. Thanks buddy :)
Kindest regards,
Mark Pester

Date of experience: 27 November 2022


Rated 2 out of 5 stars

I liked the app till I started asking…

I liked the app till I started asking questions. Then the truth came out. Avoidance is what they do all the keep asking if I’m going to close. What non customer service is this. Can you ask or elaborate on the other concerns. Seems like 200 people trying they claim and haven’t helped period. When do the answer once u go off line ! Then comment we here to help bs

Date of experience: 13 December 2023

Reply from Cleo

Hey Melea
Our chat team have a lot of users to get through, I'm sorry that a live person isn't always available to help resolve your issue immediately. If you're still running into issues with this, please reach out to CS via the App chat (type in Human) or email team@meetcleo.com.


Rated 4 out of 5 stars

Here's the thing...The fact that they…

Here's the thing...The fact that they only give $20 even though I have had this app for over 1.5 years, is probably doing me a favor. It keeps me from cannibalizing my paycheck if I need quick groceries, gas, etc... it's just nice...That being said. I would not sign up of any other options, because of the continuous system issues. BTW, can anyone shed some light as to what goes on after you " send screen shots and a message regarding your error"? What did they do for you?

Date of experience: 10 April 2023


Rated 5 out of 5 stars

Absolute best finance app

Absolute best finance app! Cleo is so helpful. I am horrible with money and budgeting and cleo literally tells me like it is and makes me really think about frivolous purchases!

Date of experience: 27 November 2022


Rated 1 out of 5 stars

I applied fir A 100$ advance which was…

I applied fir A 100$ advance which was immediately added to credit card that you cant use and cant access your money . i tried to withdraw the money but was only told to pay my bill which I exclaimed I did not receive the money so im probably not going to pay them
Their Chats are horrible and the whole system is a scam

Date of experience: 04 March 2024

Reply from Cleo

Hi there Susan!

You can definitely use and access your funds on your CBC normally. You may have just run into an extra safety measure to insure its you using your card. While you can't move your funds from the card to another account, you can withdraw this at an atm. If you run into issues doing this, please reach out to team@meetcleo.com, and we'll be happy to help


Rated 3 out of 5 stars

Not enough approved

I am happy I was able to be approved as a new member looking at the numbers my direct deposits are right on and close to $3000 to advance me $20 and a cleo member 6.99 and then the 3.99 to transfer to my account leaves me with nothing. That is very disappointing

Date of experience: 14 February 2023

Reply from Cleo

Hey there, please reach out team@meetcleo.com so we can check this out and clarify anything. Thanks, Team Cleo


Rated 5 out of 5 stars

Get the help I need with no hassle

Easy to understand and I was able to get the help i need to help me before payday. I also learn some cool tips and tricks and celo breakdown and helps me budget and explains what all going on with my money

Date of experience: 06 December 2022


Rated 5 out of 5 stars

You're gonna do it anyway...

Since I started using CLEO it has been easy and fast! If you are a few bucks short on a bill you need to pay, have an emergency come up and you need cash, or you just wanted a couple of extra dollars til payday, CLEO is the best choice!
You are going to borrow it anyway, so why not just use CLEO and make it easier on yourself? No family and friends hassling you and wanting to know why you need it. Where you are spending your money? Why you are broke. That is nobody's business! CLEO doesn't ask those types of questions, just how much do you need and when can you pay it back!

Date of experience: 07 December 2022


Rated 5 out of 5 stars

I needed that extra 20 bucks added to…

I needed that extra 20 bucks added to my accounts to help with Christmas for my daughter since I live on full disability. I was so relieved I was able to get that money. Thank you so so much Cleo!!!!!

Date of experience: 08 December 2022


Rated 1 out of 5 stars

I got the app and at first was only…

I got the app and at first was only paying the $5.99 monthly, then about a month ago I upgraded to the credit builder card but refuse to do direct deposit. Since then The advance amount keep getting lower and lower but was told I could get a higher advance if I set up the card. I think its a scam and I'm canceling my subscription.

Date of experience: 16 February 2024

Reply from Cleo

Thank you for your feedback. We'd be happy to see what happened with your account, please reach out to CS via the App chat (type in Human) or email team@meetcleo.com.